Last updated October 10, 2026 · ranked from 1,034 Google reviews · How we rank
This list ranks 10 banks in and around Waterford, MI, led by Advance America, Genisys Credit Union and Credit Union ONE. Together they have 1,034 Google reviews; Advance America has the highest Google rating on the list at 5.0. Every place on the list is in Waterford, MI. Rankings weigh Google rating, review volume, how complete and current each listing is, and our own notes on each place.
Genisys Credit Union holds a 4.7 Google rating across 185 reviews, listed on Google as credit union.
Vehicle financing praise
Drive-through service
Saturday morning hours
“Genesis on Dixie Hwy in Waterford: So happy I found them! I just got a loan through Genisys Credit Union to buy out my car lease. What a great experience from start to finish! Briana and Ti…”
Drive-through service and helpful interactions support Vibe Credit Union - Waterford/M59’s fifth-place ranking among banks in Waterford, MI. The branch at 6655 Highland Rd has a 4.3-star Google rating from 52 reviews, with reviewers citing professional, courteous greetings and helpful phone assistance. A wheelchair-accessible entrance and parking support in-person access, while online account opening and anytime account-access technology offer alternatives to a branch visit. Friday hours extend to 6 p.m., an hour later than closing time on other weekdays.
Drive-through service
Online account opening
Friday evening hours
“Everyone is very helpful if I need to call.”
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Its Google listing holds a 4.5-star rating from 17 reviews, with reviewers also praising financing and loan rates. The full-service institution at 6375 Highland Rd offers a drive-through, free on-site parking and a wheelchair-accessible entrance. Saturday hours run from 9 a.m. to 1 p.m., and membership is open to anyone who lives, works, worships or attends school in Michigan.
Drive-through service
Saturday morning hours
Statewide membership eligibility
“Best credit union around! Excellent rates and employees!”
Michigan United Credit Union holds a 4.0 Google rating across 15 reviews, listed on Google as credit union.
Broad membership eligibility
Drive-through available
Accessible entrance
“Tiffany Kristi are very helpful they put down their stuff to help me all the time they help people every day and they know how to put a smile on peoples face they know how to get my stuff done all the time the most amount of time Ive bee…”
Chase Bank holds a 3.3 Google rating across 30 reviews, listed on Google as bank.
“ATM is almost always broken. I'll change the rating when they start working properly. They didn't have $20's at one of them and that's why 1 out of 2 didn't work.”
Ratings and review counts shown are Google ratings, displayed with attribution.
How we ranked this list
Each bank is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Waterford category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.
Which banks and credit unions in Waterford, MI open on Saturdays?
Chase at 4750 Dixie Hwy opens from 9 a.m. to 2 p.m. Both Genisys branches, PNC at 994 W Huron St, Fifth Third at 4370 Highland Rd and Michigan United at 6375 Highland Rd open from 9 a.m. to 1 p.m. Huntington at 4352 Highland Rd opens from 9 a.m. to noon. Advance America offers its loan services from 10 a.m. to 2 p.m.
Which Waterford, MI locations offer checking accounts and auto loans?
Both Genisys branches, Credit Union ONE at 5129 Highland Rd and Chase at 4750 Dixie Hwy list checking accounts and auto loans among their services. Genisys reviews describe vehicle refinancing and a car lease buyout at Dixie Hwy, plus help finalizing an auto loan at W Walton Blvd.
Which branches in Waterford, MI have drive-through service?
Both Genisys branches, both Vibe branches, Credit Union ONE, Huntington, PNC, Flagstar and Michigan United list drive-through service. Each of these locations also lists a wheelchair-accessible entrance and wheelchair-accessible parking.
Who can join Michigan United Credit Union in Waterford, MI?
Michigan United Credit Union accepts people who live, work, worship or attend school in Michigan. Its branch at 6375 Highland Rd offers free on-site parking and drive-through service. The branch has a 4.5 Google rating from 17 reviews.