Last updated October 10, 2026 · ranked from 522 Google reviews · How we rank
The seven best credit unions in Waterford, MI are all located within the city. Genisys Credit Union leads the list with a 4.7 Google rating from 185 reviews, followed by Credit Union ONE with a 4.4 rating from 173 reviews. Michigan United Credit Union takes third place with a 4.5 rating from 17 reviews. Two Vibe Credit Union entries hold fourth and fifth place, each rated 4.3, with 51 and 81 reviews respectively. A second Michigan United Credit Union entry ranks sixth with a 4.0 rating from 15 reviews, and Security Credit Union completes the list. These seven entries keep the focus entirely on credit unions in Waterford, MI.
1Genisys Credit UnionAt 4416 Dixie Hwy, the branch offers checking and savings accounts, credit cards, mortgages, auto loans, and services for local businesses.
2Credit Union ONECredit Union ONE holds a 4.4 Google rating across 173 reviews, listed on Google as credit union.
3Vibe Credit UnionVibe Credit Union holds a 4.3 Google rating across 81 reviews, listed on Google as credit union.
At 4416 Dixie Hwy, the branch offers checking and savings accounts, credit cards, mortgages, auto loans, and services for local businesses. Reviewers describe helpful assistance with a car lease buyout and vehicle refinancing. Saturday hours from 9 a.m. to 1 p.m., a drive-through, and wheelchair-accessible parking and entry add practical convenience.
Saturday morning hours
Drive-through available
Vehicle refinancing praise
“Genesis on Dixie Hwy in Waterford: So happy I found them! I just got a loan through Genisys Credit Union to buy out my car lease. What a great experience from start to finish! Briana and Ti…”
Helpful phone service and courteous branch visits support Vibe Credit Union - Waterford/M59’s fourth-place ranking in Waterford, MI. At 6655 Highland Rd, the branch has a drive-through, wheelchair-accessible entrance and accessible parking. Its Google rating is 4.3 stars from 51 reviews, with reviewers specifically noting professionalism and help when calling. Friday hours extend to 6 p.m., and Vibe offers technology for anytime account access. One account-opening review reports a lack of follow-up, a service drawback alongside the positive feedback.
Drive-through service
Friday evening hours
Accessible entrance
“Everyone is very helpful if I need to call.”
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Its Google rating is 4.5 stars across 17 reviews. At 6375 Highland Rd, the full-service institution offers a drive-through, free on-site parking and a wheelchair-accessible entrance. Saturday hours run from 9 a.m. to 1 p.m., adding a weekend option for visits. Membership extends to anyone who lives, works, worships or attends school in Michigan.
Saturday morning hours
Drive-through service
Broad membership eligibility
“Best credit union around! Excellent rates and employees!”
Michigan United Credit Union holds a 4.0 Google rating across 15 reviews, listed on Google as credit union.
Statewide membership eligibility
Drive-through available
Wheelchair-accessible entrance
“Tiffany Kristi are very helpful they put down their stuff to help me all the time they help people every day and they know how to put a smile on peoples face they know how to get my stuff done all the time the most amount of time Ive bee…”
Ratings and review counts shown are Google ratings, displayed with attribution.
How we ranked this list
Each credit union is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Waterford category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.
Which credit union in Waterford, MI has the highest Google rating?
Genisys Credit Union at 4416 Dixie Hwy leads these branches with 4.7 stars from 185 reviews, also the largest review count. Genisys at 2960 W Walton Blvd and Michigan United at 6375 Highland Rd each have 4.5 stars, based on 84 and 17 reviews respectively.
Which credit unions in Waterford, MI are open on Saturdays?
The Genisys branches at 4416 Dixie Hwy and 2960 W Walton Blvd, plus Michigan United at 6375 Highland Rd, open Saturdays from 9 a.m. to 1 p.m.
Where can I bank until 6 p.m. on Fridays in Waterford, MI?
Vibe Credit Union at 1220 County Center Dr W and 6655 Highland Rd, along with Security Credit Union at 4396 Highland Rd, have Friday hours of 9 a.m.–6 p.m.
Who is eligible to join Michigan United Credit Union in Waterford, MI?
Anyone who lives, works, worships or attends school in Michigan is eligible to join. Michigan United has branches at 6375 Highland Rd and 4770 Dixie Hwy in Waterford, MI.
Which credit union in Waterford, MI offers a nationwide ATM and branch-service network?
Credit Union ONE at 5129 Highland Rd gives members access to nearly 30,000 surcharge-free ATMs through the CO-OP Network. Members can also conduct in-person business at more than 5,000 CU Service Centers nationwide.
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